From Financial Struggle to Financial Stability
From Financial Struggle to Financial Stability Home June 28, 2025 1. What are your short-term and long-term financial goals? There are numerous goals on my behalf yet my short-term goals are to grow my business production by 100% to meet distributor demand (already in the works!), Build a 3-month emergency fund to handle unforeseen expenses smoothly, Track monthly savings consistently using a budgeting app. As for the long-term goals: I purchase and renovate a second rental property for passive income, Diversify my investments into stocks or mutual funds, and Build a flexible financial lifestyle that allows me to travel or explore bigger ventures without financial strain. 2. What saving and investment methods (e.g., VUL insurance, PERA, mutual funds) are you considering, and how do they align with your long-term goals? I am considering a mix of saving and investment methods such as VUL (Variable Universal Life) insurance, PERA (Personal Equity and Retirement Ac...